For all my interest and excitement about social lending, I have not been able to use a social lending platform because there wasn’t one available in Canada. Then, this morning, I read on NetBanker that IOU Central has launched, making them first out of the gate for Canadians.

I had heard that there was a group in Quebec working on this, but I had assumed my friend Colin Henderson would be first out to market with CommunityLend, which is launching early this year.

I’ll give IOU Central a try and report what I find. As I’ve written before, my main question, one that is about to be answered, is: will Canadians who love to hate their five main national banks engage in social lending, or will we complain but stay put?

Interesting times…